Online Payment Facility – Terms & Conditions
1. Online Payments is a web facility operated by VisaEasy, a division of Armstrong Doessel Stevenson Lawyers Pty Ltd ABN 46 164 014 868 through its website located at www.visaeasy.com.au to enable customers to pay their bills.
2. By your use of the Online Payment Facility, you acknowledge that you have read and understand these Terms and Conditions of Use, and agree to be bound by them. The Terms and Conditions constitute a binding legal agreement between you (the customer) and VisaEasy as to the use of the Online Payment Facility.
General principles and responsibilities
3. All online payments made using this Online Payments Facility will be deposited into VisaEasy’s ‘Client Monies’ Account for use in payment of services provided by Visa Easy in accordance with the Client Agreement, a copy of which will be provided to all clients upon receipt of funds or otherwise on request .
4. Payments may only be made using a current and valid credit card. VisaEasy accepts payment by the following credit cards only:
5. The customer accepts the following conditions in respect of all payments made in Online Payments:
a) all payments must be in Australian dollars (AUD);
b) the minimum credit card transaction amount is $5.00 and the maximum transaction amount is $100,000.00;
c) the customer must enter a valid tax invoice number supplied by VisaEasy when making the payment;
d) by providing credit card details to VisaEasy, the customer authorises VisaEasy to charge the nominated invoiced amount to the nominated credit card;
e) if the customer fails to make payment of an invoiced amount by the due date (whether as a result of incorrectly entering information in Online Payments, a declined payment, or otherwise) the customer may be liable for late payment penalties or interest;
f) fees apply as specified in paragraph 6 below and will be charged against the customer’s nominated credit card at the same time as the invoiced payment;
g) where a payment is declined for any reason, any fees and charges imposed by the customer’s credit card provider are the sole responsibility of the customer and the customer indemnifies VisaEasy in respect of any charges it incurs as a result;
h) the customer’s credit card provider may charge a transaction processing or usage fee for the payment of the VisaEasy tax invoice which will be charged against the customer’s nominated credit card at the same time as the invoiced payment;
i) VisaEasy will not intervene or represent the customer in discussions relating to payment transactions with the customer’s credit card provider, whether or not the transaction was successful or declined for any reason;
j) the customer is responsible for ensuring sufficient funds are available for a successful payment transaction;
k) the customer acknowledges that the payment transaction history is the property of VisaEasy;
l) if the customer believes a payment transaction is incorrect or was not processed as entered or is unauthorised, or otherwise disputes the payment made, the customer must advise VisaEasy in writing in the first instance setting out reasonable details of the disputed payment; VisaEasy must investigate the dispute within a reasonable period;
m) where a dispute exists between the customer and the customer’s credit card provider, VisaEasy may provide relevant payment transaction information to the credit card provider or VisaEasy’s banking institution, without user notification, to assist in resolution of the dispute and the customer agrees to the disclosure of this information for those purposes; and
n) the customer accepts that VisaEasy has sole discretion in determining if a transaction is valid or invalid without reservation and further accepts that VisaEasy is not responsible for its third party credit card processors, its online payment system and interfaces with associated processors, and bank processing arrangements.
VisaEasy charges the following processing fee for each credit card transaction on Online Payments:
a) for Mastercard and VISA transactions – 1.5% of the invoiced amount paid
The above fees are payable in addition to any fees charged by the customer’s credit card issuer/financial institution, which are the responsibility of the customer or owner of the nominated credit card used to pay Online Payments. This includes fees or charges for successful and declined transactions. Processing fees are charged
7. Refund Policy
Where the customer is entitled to a refund of payments made to VisaEasy via Online Payments Facility and VisaEasy agrees to refund the monies, the refund less any processing fees will be credited to the credit card used for the original transaction.
Online Payments uses high security levels, which are standard for internet banking and large scale e-commerce sites and involve the use of 128-bit encryption. Customers may confirm the security level of a web page by clicking onto the user’s Internet browser’s padlock or key icon. Encryption is the standard way of protecting information as it is transmitted between the user, VisaEasy and its third party processors. This involves converting the information into an unreadable code using a “key” (and also decoding it using this “key”).
While every effort has been made to ensure that information is free from error, VisaEasy does not warrant the accuracy, adequacy or completeness of the Online Payments material. All information is subject to change without notice. VisaEasy does not warrant that Online Payments will be free from viruses, or that access to Online Payments will be uninterrupted, or that the data transferred through Online Payments is secure and will not be read or monitored by others.
Online Payments is provided for use by VisaEasy customers only. VisaEasy makes no representations that Online Payments complies with the laws of any country outside of Australia. If you access this site from outside Australia you do so at your own risk and are responsible for complying with the laws in the place where you use Online Payments. The law applicable to use of Online Payments and disputes arising out of Online Payments is the law of the State of New South Wales, Australia.
12. Copyright and trademarks
Copyright in the Online Payments material is owned or licensed by VisaEasy.
13. Withdrawal and suspension of service
Online Payments, or your access to it, may be withdrawn or suspended for a period of time for any reason, including, without limitation, the following:
a) if there is an interruption or fault in any applicable computer or telecommunications system;
b) if you breach any of these Terms and Conditions of Use;
c) if you use Online Payments for an inappropriate purpose, including the storage or transmission of inappropriate or offensive material;
d) any applicable web site computer or telecommunications systems are subjected to any virus, unauthorised access, denial-of-service or other malicious attack;
e) for maintenance or security purposes; or
f) if VisaEasy no longer wishes to provide an Online Payments facility. Withdrawal of Online Payments facility does not release you of any responsibility to pay outstanding fees, charges or other liabilities incurred prior to the date of the facilities withdrawal.
If you have any queries in relation to Online Payments you may contact the payments at Visaeasy dot com dot au or visit our contact us page